Banca d'Italia conducts sample surveys on the financial literacy and digitalization of Italian micro-enterprises.
The first survey, carried out in 2021, was conducted as part of an initiative promoted by the Italian Presidency of the G20 through the Global Partnership for Financial Inclusion (GPFI) and employed a methodology developed by the OECD's International Network on Financial Education (INFE). In Italy, the survey covered approximately 2,000 micro-enterprises with up to nine employees, representative of the target population.
The second survey was conducted in 2025 on a representative sample of 5,000 Italian micro-enterprises with up to nine employees. The survey expanded and updated the instrument used in the previous edition, particularly with regard to payment transactions and the use of financial and insurance products. It also includes dedicated sections on the adoption of digital technologies in production processes and on firms' adaptation strategies to address the physical risks associated with climate change.
The microdata are made available in anonymized form for research purposes. Their use is the sole responsibility of the user and does not imply any involvement or endorsement by Banca d'Italia. The data are available in ASCII (Comma Separated Values) and Stata formats.
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