Michele Carofiglio

Michele Carofiglio

Head of the Financial Education Directorate

Born in Naples on October, the 8th, 1964, he graduated with honors in Economics and Business from the University of Naples in 1988.

After working in an IT company, in January 1991 he joined the Bank of Italy where he was responsible for the supervision of non-bank intermediaries. From 2014 to 2019 he was Head of the Division responsible for anti-money laundering controls and, subsequently, he held the role of Deputy Head of the Financial Intermediaries Conduct Supervision Directorate within the new Directorate General for Consumer Protection and Financial Education. He is the representative of the Bank of Italy in the 'Osservatorio Nazionale Anti-usura'.

In relation to the various roles covered, he has participated in inspections, in academic and institutional seminars and conferences as a speaker, in training activities as a teacher and in technical assistance programs for foreign jurisdictions.

He represented Banca d'Italia in numerous working groups at national level and in international forums and groups, also with coordination and evaluation tasks.

From June 2025 he has been appointed Head of the Financial Education Directorate.