She was born in Rome on 5 January 1959 and has three children. In 1982 she graduated in law from the Sapienza University of Rome and qualified as a lawyer at the Court of Appeal in Rome. She took post-graduate courses in European Law at the College of Europe in Bruges and did an internship with the European Commission. She obtained a post-graduate diploma in international tax law from the Faculty of Economics at the Sapienza University of Rome.

She has been with the Bank of Italy since 1985: she coordinated the secretariat of the Finance Sub-Committee of the Euro Committee, monitoring the changeover to the euro and coordinating the contributions of the external committee members from the Ministry of Economy and Finance, Consob, Borsa Italiana, IVASS, Poste Italiane and the leading banks. She worked with the Chair of the Sub-Committee, Deputy Governor Tommaso Padoa-Schioppa, on coordinating the work and the various contributions to the changeover to a single monetary policy and the introduction of the euro. She supervised the operational phases of both changeovers in 1999 and in 2002.

She was seconded to the Ministry of Economy and Finance from 2006 to 2008, where she was Adviser to the Minister, delegated specifically to European integration; she was involved in the negotiations for Bulgaria and Romania entering the EU, and in the work of the commission that drew up Legislative Decree 231/2007 on the delegation of governmental powers.

She has been at the Financial Intelligence Unit since 2008, first as Interim Head of the Suspicious Transactions 1 Division (2008-2010), then Head of the same Division (2010-2020). She became Deputy Head of the Suspicious Transactions Directorate (2020-2022), and Head of the same Directorate in June 2022.

She coordinated an interdepartmental work group that set up the UIF's Datawarehouse; in 2013, she was part of the UIF's team of experts that carried out a peer-to-peer check on Italy's compliance with FATF international standards. She has taken part in several internal and external training events on the single currency (between 1990 and 2006) and on anti-money laundering (from 2008 onwards).