She was born in Rome on 8 March 1961, and she graduated with honours in Economics and Business from the University of Rome 'La Sapienza' in 1984. She was awarded a 'Luciano Jona' scholarship from the Istituto di credito S. Paolo di Torino in 1985 to continue her postgraduate studies. From 1985 to 1987, she followed the Ph.D. programme in Economics at the University of Michigan in Ann Arbor, Michigan.
In February 1988, she joined the Bank of Italy's Economic Research Department. From 1988 to 1992, she published a number of papers on international economics topics and in particular on issues relating to European monetary unification, one of which was awarded third prize in the Amex Bank Review essay competition in memory of Robert Marjolin (jointly with L. Bini Smaghi).
From September 1992 to October 1994, she was Assistant in the Office of the Italian Executive Director at the International Monetary Fund in Washington. From November 1994 to June 1999, she worked in the International Cooperation Division of the Banking and Financial Supervision Department, where she worked on financial regulation issues, publishing a paper on cross-border concentrations in the banking sector. From June 1999 to November 2000, she was Advisor to the Italian Executive Director at the World Bank in Washington.
From November 2000 to December 2001, she was seconded to the International Relations Directorate of the Treasury Department in the Ministry of Economics and Finance and supported the preparatory work for the Italian G8 Presidency in 2001.
From 2002 to 2011, she was Deputy Head of the International Cooperation Division of the Banking and Financial Supervision Department, where she worked on a range of financial regulation issues and participated in several working groups and committees for international cooperation on financial stability matters at international (Basel) and European level (ECB, ESRB).
From December 2011 to January 2014, she was Head of the Financial Stability Division in the Financial Stability Unit of the Economic Research Department, tasked with analytical and policy work on financial stability issues. From January 2014 to March 2020, she was Deputy Head of the Financial Stability Directorate.
From March 2020 to November 2021, she was a senior manager in the Directorate General of Economics, Statistics and Research, tasked with coordinating policy work in support of Board members' participation in the Financial Stability Board and other international and European forums for cooperation on financial stability matters, including the Economic and Financial Committee of the EU, for which she was Alternate from 2015 to 2021.
She was appointed Economic Advisor to the Minister of Economy and finance Roberto Gualtieri from May 2020, and to Minister Daniele Franco from March 2021, and contributed to the preparatory work for the Finance Track of the Italian G20 Presidency in 2021. On 26 November 2021, she was appointed Deputy Director General for Economics, Statistics and Research.
She has published papers on international economic issues such as currency substitution and optimal currency areas and on banking and financial issues. With Giorgio Gobbi, she co-edited the Policy Research Meeting on Financial Markets and Institutions, Proceedings of the Conference in Memory of Andrea Generale, published as a Special Issue in the 'Workshops and conferences' editorial series of the Bank of Italy.
