The paper analyses the results of the survey on the financial literacy of Italian adults, conducted by the Bank of Italy in January and February. This is part of an OECD project, which has created a harmonized questionnaire used by 26 countries. The Italian sample comprises 2,000 adults. In line with the OECD's methodology, the financial literacy indicator is the sum of the scores calculated for three factors: knowledge, behaviour and attitudes.
The survey confirms that Italy lags behind by international standards, as already noted in the 2017 survey. Compared with 2017, the new survey shows that Italian people's financial knowledge has improved, while their behaviour and attitudes have essentially remained stable. Financial literacy varies among the population according to the education levels - the most significant variable - gender, age and geographical location of those interviewed.