Bank of Italy guides. Current accounts made easy

A bank current account is a product that allows you to hold deposits with your bank, to carry out essential payment transactions - depositing funds, cash withdrawals, execution or receipt of payments, use of debit cards and personal cheques - and to access services such as direct deposit of salary payments or automatic bill payments.

Consumers can also hold payment accounts with non-bank entities such as Poste Italiane. This type of account is used for payment services, including online and smartphone payments.

The bank current account is the best-known type of payment account.

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