She was born in Naples on 29 October 1960 and graduated in 1983 in Law from the Università La Sapienza di Roma, with a thesis on civil law, specifically on mandatory contracts for monopolistic firms.
After working briefly for a real estate company and then at the Research Office of the State Audit Department, she joined the Bank of Italy in June 1984 and was assigned to the Supervision Department, where she remained until September 1994.
She has worked in various units on the organizational structure of supervision (projects to set up new banks, plans for banks to expand nationwide, equity structures and projects for restructuring the banking system). She followed the introduction of anti-trust legislation into Italy’s banking sector, and the transposing of EU directives on coordination and of the Consolidated Law on Banking (TUB).
In 1994, she headed the Tax Analysis Division in what is now the Tax Directorate within the Directorate General for Accounting and Control, becoming Deputy Head of the Tax Directorate from 2012 to 2020. Over the years, she has followed the changes in tax legislation as it affects finance (intermediaries, products and markets) and firms, and the tax profiles stemming from the application of the IFRS rules. She participates in work to coordinate direct taxation in the EU and in OECD initiatives in the field of harmful tax competition and bilateral treaties. In 2018, she became a member of the interdepartmental task force for reorganizing the work of the Bank’s Accounting, Management Control and Tax Directorates.
From 2006 to 2020, she was a member of the International Tax Commission of the Order of Chartered Accountants of Rome. She was seconded for a year to Italy’s Revenue Agency (Central Regulatory and Litigation Department), heading the Directorate for tax incentives, international and financial taxation. At international level, she was appointed as a member of the Executive Committee of the International Fiscal Association (IFA - Rotterdam) and of the IFA Women’s Steering Committee, holding the position of WIN Reporter for Europe.
She has been dealing with topics linked to gender politics since 2004, with particular reference to developments in the banking and financial system. She is involved in the work on diversity management and communication in the Bank of Italy. In 2017, she presented a paper called ‘Gender bias in senior banking management: the Italian case’ at the annual ATGENDER Conference in Vilnius (Lithuania), as part of the Gender and Economics session, and in the same year achieved a three-year degree in this subject from the Faculty of Sociology at the Università Sapienza di Roma.
She has been a member of editorial committees of tax journals, a speaker at several conferences and seminars held by universities and professional associations, and is the author of publications on supervision, taxation and social issues.
Following the creation of the new Directorate General for Consumer Protection and Financial Education, on 22 June 2020, she was appointed as Head of the Consumer Protection Directorate.
