The social costs of payment instruments in ItalySurveys of firms, banks, and payment service providers

This report presents the results of the survey of the social costs of payment services in Italy conducted by the Bank of Italy in 2010 as part of a broader initiative promoted by the European Central Bank (ECB), in which national central banks participated on a voluntary basis.

The survey concerns the social costs of payment instruments, i.e. the costs incurred by the general public for the resources used by the various economic operators for the settlement of transactions. [...]