Innovation and the rollout of digital technologies are radically transforming how markets and payment systems work. New types of business, new means of payment, and groundbreaking technological solutions based on cryptography and the use of distributed ledgers are emerging all the time. With this come new risks linked, for example, to the violation of privacy and cybersecurity. These changes must be accompanied, guided, and regulated; they are the subject of ongoing discussions in the international institutions, in Europe and in Italy.
The series 'Markets, Infrastructures, Payment Systems' aims to raise awareness of these issues and to foster debate among the institutions, economic operators and members of the public, making available to readers a set of experiences and know-how which also reflect the Bank's active participation in the construction and management of Eurosystem infrastructures.
The publications are didactic in scope, primarily targeting non-specialist readers, but equally take a close look at frontier issues, with academics and researchers in mind, as well as staff at international institutions and the other central banks.
Latest publications
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12 October 2026No. 96 - Exploring fintech innovation facilitation at central banks: the case of Milano Hubby Matteo Amoroso, Andrea Azzola, Camilla Bignotti and Lorenza Masoero
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6 October 2026No. 95 - How do you pay? Consumer profiling through payment diaries and Artificial Intelligenceby Giorgia Rocco and Camilla Savarese
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5 October 2026No. 94 - The Credit Assessment of Large Firmsby Lorenzo Esposito, Marisa Franzoni, Massimo Guglielmi, Alessandra Iannamorelli and Raffaella Sorgente
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29 September 2026No. 93 - Privacy-Enhancing Technologies and Auditability in Digital Payment Systemsby Matteo Nardelli, Francesco De Sclavis and Michela Iezzi
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23 September 2026No. 92 - The Architecture of Cross-Border Finance: Fifty Years of Evolution from National Segmentationto Fragmented Globalizationby Cristina Di Luigi and Antonio Perrella
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