Credit supply and demand in the macro-regions, July 2025

28 July 2025

This publication reports the main findings of the Regional Bank Lending Survey for the second half of 2024, conducted by the regional branches of Banca d'Italia on a sample of 237 banks.

The survey examines the demand for loans by households and firms and the credit supply policies of banks. The analysis is disaggregated by geographical area and economic sector. It also reports some characteristics of household mortgages.