Credit supply and demand in the macro-regions, December 2025

22 December 2025

This publication reports the main findings of the Regional Bank Lending Survey for the first half of 2025, conducted by Banca d'Italia's regional branches on a sample of 235 banks.

The survey examines the demand for loans of households and firms and the credit supply policies of banks. The analysis is disaggregated by geographical area and economic sector.