Bank interest rates. A guide to the data published by the Bank of Italy

3 March 2023

The informative guide (explainer) published today by the Bank of Italy is about the statistical information on the interest rates applied by banks to loans and deposits. The Bank of Italy's Statistical Database (BDS) contains numerous indicators relating to transactions (loans and deposits) carried out by businesses and households with banks. These statistics provide a complete picture at Italian level, for example with details by customer activity sector, and at international level: some indicators are harmonized and published on the ECB's website for other European countries as well. The note also mentions the reference rates according to the law for the combating of usury, published on the Bank of Italy website. This guide acts as a compass for navigating this wealth of information, helping those who are interested to understand which statistics and sources to use for specific purposes.