He was born in Naples on 27 January 1965 and graduated with honours in Law from the Università degli Studi Federico II in Naples in 1988. He then qualified to practise law.
He joined the Bank of Italy in 1991, working in human resources management until he moved to the Analysis Division in the field of payment systems. Here he dealt with the reform of the financial markets introduced with the Consolidated Law on Finance, with the changeover to the euro and with the launch of the Trans-European Automated Real-time Gross settlement Express Transfer system (TARGET).
At the end of 1999, he moved to payment systems oversight, and then to the Market Oversight Department, becoming Head of the Payment Instruments and Services Division in 2008. He worked on drawing up the harmonized rules on payments and on the launch of the SEPA, participated in international and European coordination organizations and took part in World Bank technical assistance programmes.
In 2014, during Italy's semester of Presidency of the European Union, he was Chair of the EU Council's two Working Parties for the review of the Payment Services Directive and the Interchange Fee Regulation; for the latter, he also represented the Council in the negotiations with the European Parliament and the Commission (trilogue meetings), which ended with the final approval of the Regulation.
In 2017, he was made Deputy Head of the Institutional Relations Directorate in the Financial Supervision Directorate General where, among other things, he liaised with other Authorities and Institutions and dealt with issues relating to the safeguarding of legality in the financial system. He also monitored licensing activities and various aspects in the development of Fintech, and was involved in the implementation of PSD2 and the launch of the related open banking services.
In 2020, he became Head of the Retail Payment Instruments and Services Directorate, which is responsible for oversight in the retail payments sector and for coordinating FinTech issues.
On 9 December 2022, he became Deputy Director General for Currency Circulation and Retail Payments and Head of the Innovation Centre Milano Hub.
