He was born in Rome in 1970 and is married with three children. He graduated with honours in Economics from the Sapienza University of Rome in 1993; he obtained a Master's Degree in Finance from the Cass Business School in London in 1999 and a PhD in Banking and Finance from the University of Rome 'Tor Vergata' in 2000.

He joined the Bank of Italy in 1996 and was assigned to the Supervision Unit at the Bank's Treviso branch, where he was involved in the on- and off-site supervision of banks and financial intermediaries and took part in regional analysis work  In 1999, he was assigned to the Competition, Regulation and General Affairs Department in the Banking and Financial Supervision Area at the Bank's head office, where he dealt with analysis and policy regarding financial stability and banking and financial regulation, and took part in drawing up the Basel Accords. In 2008, he became Head of the newly-formed Regulatory Impact Sector, where he assisted in defining the methodological framework for impact analysis and providing empirical support for the reform of the financial system following the 2008-09 crisis.

In 2013, he was called upon to coordinate the Bank of Italy's support work for the Single Supervisory Mechanism (SSM). In 2014, he became a member of the Bank's project group for the coordination of the Comprehensive Assessment reports on significant banks. In 2015, he became Head of the SSM Support Division in the Banking Supervision I Directorate and of the SSM Coordination Division in 2018; he accompanied Bank representatives on the Supervisory Board and helped draw up the Bank of Italy's supervisory methodologies, processes and procedures as part of the new supervisory framework.

In 2020, he became Deputy Head of the Regulation and Macroprudential Analysis Directorate.

He has represented the Bank in various international groups of the Basel Committee, the Committee of European Banking Supervisors (CEBS), the European Banking Authority (EBA), the SSM and the European Commission. He is currently an alternate member in the EBA's Board of Supervisors, a member of the ECB's Financial Stability Committee and of the Advisory Technical Group of the European Systemic Risk Board (ESRB) and co-chair of the SSM's Supervisory Group on Supervisory Training.

From 2014 to 2020, he was in charge of training for the Directorate General for Financial Supervision and Regulation. In 2020, he chaired one of the Bank's in-house graduate recruitment commissions. He has chaired the Steering Committee in charge of coordinating the work on preparing supervisory methodologies since 2020.

He became Head of the Regulation and Macroprudential Analysis Directorate in August 2022.

He has authored several publications for Italian and international journals on banking and financial regulation and on analysis and research on the subject of financial stability. He has published two books, one on the internal ratings-based method and one on the Basel III reform. He has been working with some universities for many years.