Born in Naples on 25 February 1958, he graduated in Law from the University of Naples in 1981. In the same year he joined the Bank of Italy and was assigned to the Banking Supervision Office of the Milan branch, which at that time was responsible for the oversight of cooperative banks, former special credit institutions and rural and artisans' banks.

In 1983, he was assigned to the Banking and Financial Supervision Area at the Bank's Head Office in Rome. Up until 1993, he helped to draft regulations on banks' balance sheets and supervisory reports. In this capacity, he also helped to implement the related EU Directives and international agreements.

From 1994 to 2005, he was responsible for supervising the largest Italian banking groups. He played an active role in restructuring Italy's banking system following the approval of the 'Amato Law' and in restructuring several banks in difficulty. From 2006 to 2013, he was alternate deputy head of three different divisions in the Banking Groups Supervision Department.

On 27 January 2014, he was appointed acting head of the Banking Supervision 2 Directorate, overseeing the less significant banks. On 1 May 2015, he became Head of the Directorate.

On 1 February 2017, he was appointed Head of the Banking Supervision 1 Directorate, responsible for supervising significant banks within the context of the Single Supervisory Mechanism (SSM).

On 18 November 2019, he was appointed Deputy Director General for Financial Supervision and Regulation. As part of this role, he also coordinated activities connected with developments in the field of financial technology (FinTech) and participated in the work to establish the centre for innovation set up by the Bank of Italy (Milano Hub), which supports digital developments in the financial market and aims to attract talent and investments.

On 25 October 2021, he was appointed Deputy Director General for Property and Tenders.

He is the author of numerous articles and co-editor of several books on bank balance sheets.

He sat on the commissions set up to oversee the competitive recruitment of graduates to the Bank of Italy and was responsible for the training programmes for these new employees.

Throughout his career, he has taught at the faculties of Economics and Statistics at the Sapienza University of Rome and at the LUISS Guido Carli University's School of Management in Rome.