She was born in Savona on 29 July 1966 and is married with two children.

In 1989, she graduated with honours in Law from the LUISS University in Rome, defending a thesis on commercial criminal law. She is qualified to practise law.

She joined the Bank of Italy working in the area of Banking Supervision at the Head Office, where she helped draw up the domestic and European framework for non-bank financial intermediation and contributed to drafting the Consolidated Laws on Banking and on Finance.

In 1999, she moved to the Law and Economics Unit, where she carried out analysis and research on corporate governance, civil justice, and finance for growth. She was involved as a national expert in European projects concerning corporate and financial markets law, and played a part in the reform of Italian corporate law and bankruptcy law.

She returned to the Supervision Area in 2007, and the following year she was appointed Head of Division in the Supervisory Regulations and Policies Department; in this capacity, she was responsible among other things for regulations for bank corporate governance, remuneration systems and protection of bank customers.

She joined the senior management of the Regulation and Macroprudential Analysis Directorate in 2014, where she was responsible, among other things, for coordinating the work to implement the new European rules on bank crises. She became Deputy Head of the Directorate in 2016 and Head of the Regulation and Macroprudential Analysis Directorate in 2017.

She became Head of the Anti-Money Laundering Supervision and Regulation Unit in June 2022, reporting directly to the Governing Board.

She has published articles and papers on her areas of interest, spoken at numerous conferences and appeared on behalf of the Bank at Parliamentary hearings.

She has been a member and President of the Bank of Italy's recruitment boards for new graduates. She has represented the Bank on a number of occasions, including at European level. She was alternate member of the Single Resolution Board set up within the Single Resolution Mechanism, member of the Resolution Committee of the European Banking Authority (EBA), and member of the ESRB's Advisory Technical Committee. She is alternate member of the EBA's Board of Supervisors and member of its Standing Committee on Anti-Money Laundering.