This service is for the credit and financial intermediaries that participate in the Central Credit Register. After it receives information on the loans granted by the participating intermediaries to individual customers, the Bank of Italy aggregates the data for each borrower (e.g. for each firm) and calculates their total debt exposure to the credit and financial system. This is called the global risk position and does not include details of individual financial intermediaries.
With the initial information service, the intermediaries participating in the Central Credit Register may ask to know the global risk position of potential new customers, for a fee, with a maximum look-back period of 36 months. The service can only be used for purposes related to activities involving the assumption of credit risk.
Central Credit Register