The official site of Italy's central bank

Bank Lending Survey (BLS)

The survey, started in January 2003, is conducted by the national central banks of the countries that have adopted the single currency, in collaboration with the European Central Bank, and is addressed to the senior loan officers responsible for credit policies of the main banks of the euro area (over 110). Eight credit groups are involved in Italy.
The survey makes it possible to highlight the factors influencing the supply of credit and the terms and conditions for clients on the one hand, and the evolution of credit demand with the relevant determinants on the other.
The survey is carried out using a questionnaire containing seventeen multiple-choice questions, divided in two sections. The first section refers to loans granted to companies, the second to credit granted to households. The questionnaire also includes an "open" question, in which intermediaries may highlight cyclical aspects of the loans market that are not contemplated in the other questions. The senior loan officers are called upon to express their opinion on both developments in the last quarter and expectations for the next quarter.